WHAT TO BRING TO A LOAN APPLICATION...
- Legal Description of Property
- A copy of the Agreement to Sell or Purchase Property
- Address of Employers
- Previous landlord's name and address (if you have lived at that location less than 24 months)
- Previous employer's name and address (if you have been employed by present employer for less than two years)
- All checking account numbers
- All savings account numbers
- All money market account numbers
- Most recent brokerage house statement of investments
- Loan numbers for all loans--bring name and address of lenders
- Monthly payments on real estate debt
- Credit card account numbers, balance, and monthly payment
- Monthly income on investment property
- Copy of divorce/separation papers (if applicable)
- Two years Profit & Loss Statement if self-employed
- Year-to-date Profit & Loss Statement if self-employed
- Two year's tax returns if self-employed or if 5% or more of your income is derived from investments
- W-2 and current pay stub
- Driver's License
Please note if you have accounts or loans from out-of state depositories and businesses you must provide names, addresses, and zip codes.
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